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finance Civil ServiCe Club 33




how to Make Your MoneY Free your
work harder for You MaSSIve hIdden
so you dont have to! CaSh


as living expenses continue to rise, depending on your savings two essential things are needed for your fnancial freedom and
alone to accumulate wealth is not enough. Want to fnd out how retirement: cash and cash fow. learn how you can increase your
to have more money? Pauline teo, author of value investing for cash fow by paying lower insurance premiums and still getting
Women, has the answers. she is the founder of 8i group, and she higher protection. speaker cliff teo will show you how to unlock
is a proponent of value investing. your massive hidden cash by properly managing your insurance
portfolios!
during this workshop, you will discover:
the three keys to freeing up cash outline
your magic number to not just retire but retire comfortably investment-linked insurance is a time bomb set to explode
What investment tools you can use right away to multiply how the four types of whole life insurance affect your insurance
your wealth planning
a proven, step-by-step plan to invest confdently, revolutionising fnancial planning: term plans and new features
consistently and proftably early stage critical illness insurance folly or wisdom?
Buying just enough for your lifetime insurance needs
date: saturday, 11 apr 15
time: 10am 12pm date: saturday, 9 May 15
venue: club csc @ tessensohn time: 10am 12pm
fees: Member $5, Members guest/Public venue: club csc @ tessensohn
offcer $8 fees: Member $5, Members guest/Public offcer $8
Contact: ricky ng at 6391 5607 or rickyng@csc.sg Contact: ricky ng at 6391 5607 or rickyng@csc.sg
register By: 3 apr 15 register By: 4 May 15




















spend noW,

StIll retIre Better!



do you want to spend and still get to retire better? Join us and fnd out how you
can spend your hard-earned money, pamper yourself and still enjoy an enviable
nest egg! speaker tan chee kuan is the senior partner of an integrated asset
management frm, and has found his passion in educating equity and property
investors through his teaching platform inMiF Pte ltd. Beneft from his expertise!

outline
two mistakes investors make when they walk into a bank
three secrets of attaining fnancial goals without spending less now
actual case studies
date: saturday, 16 May 15
time: 10am 12pm
venue: club csc @ tessensohn
fees: Member $5, Members guest/Public offcer $8
Contact: ricky ng at 6391 5607 or rickyng@csc.sg
register By: 8 May 15
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